We now all understand the logic of social distancing and self-isolation: until recently, unfamiliar phrases. US Senator Dr. Bill Cassidy says that by so doing, on average, we will avoid infecting six others; which will have a greater impact than all the health workers in the country … [Read more...]
Nine Changes for Taxpayers That Come With the COVID-19 Economic Response Plan
The Federal Government has been rolling out financial supports at a rapid pace for Small, Medium Businesses (SMB), Employees, Tax Payers, Self Employed, Individuals & Sectors at financial risk. We will endeavour to post updates as they occur. Please find a link to Tim Cestnick’s excellent … [Read more...]
Covid-19 Economic Response Plan
Governments around the world are rolling out economic responses to Covid-19. The Federal Government of Canada’s response to date has been welcome; but economists are predicting it will continue to expand, particularly for small businesses, Possibilities? Expansion of wage subsidy programs for small … [Read more...]
Happy Holidays from Etherington Generations – 50 Years in Business
In 2018 Etherington Generations will celebrate 50 years in business; 50 years volunteering within our community and 50 years volunteering for our Industry. Some people know us through of one of these pillars; others across several. Few across all three. How has it worked? A constant … [Read more...]
Tuesday Talks with Brian Etherington: Insurance Purchasing Cooperative
The very thought of Employee Benefit programs is akin to watching paint dry in the minds of many – until a serious claim occurs – which sharpens the attention of both employees and employers. It may come as a surprise to learn that employees repeatedly across Canada have indicated preference for a … [Read more...]
When Marketing Your Benefits Plan – Are Those Savings Real?
We are often asked by our group health & dental clients if completing an RFP on their plan will result in savings? Invariably the answer is yes! However that yes comes attached to the fact that at the first renewal much of those savings will disappear. It is important to understand what … [Read more...]
10 questions to answer when reviewing the benefits plan offered to your employees
While there are many variables to consider when reviewing your benefits plan, we believe the following 10 questions will help guide you towards designing the right plan for your organization: What is the “Purpose” of the Plan? Do the benefits align with your company’s overall mandate? Does your … [Read more...]
Advocating for clients
In our industry being an advocate for our client is of paramount importance; whether it be at the beginning of the relationship when outlining solutions to needs; whether it be during the underwriting process when health history may impact underwriter’s decisions; or whether it be at claim time to … [Read more...]